Frequently Asked Questions

>> How do I know my money is safe?
>> Does PMWMG provide investment advisory services?
>>
Which types of accounts does PMWMG provide advice for?
>> How does PMWMG choose investments for its clients?
>> Is there a minimum amount required to establish a relationship with PMWMG?
>> How frequently will my account be reviewed and changed?
>> How is PMWMG compensated for its services?
>> Does PMWMG receive a commission for products outside its management services?
>> What are the PMWMG mangement fees?

 

How do I know my money is safe?
PMWMG employs the same safeguards as other large investment firms, but with a more personal, customized approach to investing. The following tools are in place to safeguard your investment accounts:

  • Pogson & Matt Wealth Management Group is registered with the State of Arizona;
  • Subject to external audits by the State of Arizona and other Federal Regulatory agencies;
  • PMWMG's custodian, TD Ameritrade, is a member of the Securities Investment Protection Corporation (SIPC);
  • TD Ameritrade serves as PMWMG’s third-party custodian; and
  • TD Ameritrade provides excess insurance coverage via Lloyds of London.

>> DOWNLOAND Safeguarding Your Accounts for additional details.

Does PMWMG provide investment advisory services?
Yes, all four partners (James Matt, Ken Pogson, Bill Mullenmeister, and Ron Gregg) are Investment Advisors Representatives (IARs) with each holding a Series 66 License. The Series 66 License is granted to those who pass a national-level examination administered by the North American Securities Administrators Association (NASAA) on behalf of the Financial Industry and Regulatory Authority (FINRA). To be an IAR, you must be registered with the Securities and Exchange Commission (SEC).

Which types of accounts does PMWMG provide advice for?
PMWMG provides advisement services on a variety of account types, including:

  • All types of IRAs
  • All types of employee savings plans
  • Taxable accounts including individual, joint and trust registrations
  • Annuities

How does PMWMG choose investments for its clients?
PMWMG employs an Active Investment Process for its portfolio management, taking into account each client’s individual investment goals. More information is included in the customer information materials.

Is there a minimum amount required to establish a relationship with PMWMG?
Yes. $250,000 is required to establish a relationship with PMWMG. PMWMG accepts cash or transfers from other investment accounts, as well as rollovers from other IRA accounts.

How frequently will my account be reviewed and changed?
Individual accounts are consistently monitored on a position-by-position basis and according to client needs. Market circumstances, the geopolitical environment and statistical trends are taken into consideration as part of the Active Investment Process. Hundreds of variables are analyzed in order to make a buy/sell decision within each client’s portfolio account.

How is PMWMG compensated for its services?
PMWMG primarily employs a fixed “fee-only” structure for its services based on the client’s assets under management. With this fee-only structure, we do not collect commissions and do not face a conflict of interest created by commissions or referral fees paid by other product or service providers. Additionally, this structure allows us to focus on managing our clients’ assets and not on generating transactions to generate unnecessary fees. Please review our fee schedule for further information.

Does PMWMG receive a commission for products outside its management services?
In some cases, alternate investments and annuities are only available on a commissionable basis. When these same products are available on a “fee-only” structure, we review both options with the client and collectively decide what is in their best interest.

What are the PMWMG management fees?
PMWMG has established consistent account management fees. Based upon total assets under management, client accounts are charged a flat fee for services. Your investment account will be debited the fee in advance of the calendar quarter. As the size of your account increases, the management fee can decrease.

>> DOWNLOAD our fee schedule for further information.
 

Past performance is no guarantee of future returns. As with any investment or strategy there is the potential for loss of principal as well as potential gain, taking into account time horizon, risk tolerance, goals, and objectives among other considerations.